KC Appraisal

We confidently state that KC Appraisal is an FHA-approved appraisal company in MO. If you have an FHA-mortgage, be sure to hire KC Appraisal, as we are approved and qualified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at KC Appraisal is well-trained on how to comply with the rules and regulations provided.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply backs the transaction through mortgage insurance in case the borrower defaults on his or her loan. Applicable to all consumers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lower income or less starting money to use as a down-payment on a loan are helped the most from Federal Housing Administration loan programs.